Your child has turned 16 and cannot wait to drive. You are very concerned about this as you realize your Car Insurance in south Austin TX is about to go up. Don’t panic yet, as your child has to meet certain requirements before he or she can get behind the wheel. First and foremost, any child age 18 or under has to meet the requirements before they may obtain a provisional or learner driving permit. Following are the requirements for various driving permits.
The first thing a child must do is apply for and obtain a learner license which will expire on the child’s eighteenth birthday. When driving with this license, the teen must have a licensed adult who is 21 or older in the front seat with him or her. Only those children ages 15 years of age or older may apply for a learner licence, and he or she must meet all requirements and complete a classroom course in driver education. Teens may complete this course through their public high school, parent-taught driver education or driver training school.
In certain situations, a minor restricted driver’s license may be issued. Often referred to as a hardship license, this type of permit is reserved for those who can prove they need to drive for some reason. A license of this type expires on the child’s next birthday, and only those 15, or older may apply. The applicant has to meet regular licensing requirements, must have undergone driver education and has to have a hardship that is identified on the application.
A provisional license is issued once a child has a valid learner or hardship license for at least six months and has reached the age of 16. He or she must have completed all driver’s education requirements and the Impact Texas Teen Drivers class. In addition, he or she has to pass the driving test. The provisional license has a special layout to distinguish it from other driving permits in the state.
Speak to an insurance agent today, such as Patrick Court, to learn how each type of license will affect your Car Insurance in south Austin TX. You may be surprised to find you can obtain discounts on insurance for special reasons. The sooner you call, the sooner your child can get on the road. As this is a major milestone in their life, you don’t want to delay.
