Believe it or not, there are a surprising number of drivers that do not have the necessary auto insurance coverage they need. As a means to cut back on monthly expenses, many drivers feel that they simply cannot afford another monthly bill. While it would be nice to not have to pay an extra bill each month, most consumers do not realize that going without car insurance could actually end up costing you more money. Below are a few of the consequences that could come from not having auto insurance in Las Vegas NV.
Fines
Drivers that are caught without car insurance face the possibility of being fined. Fines can range anywhere from $50 to several hundred dollars.
Suspended License
A license suspension of 30 days to six months can be issued if motorists are caught driving without proper car insurance. Without a license, traveling to and from destinations such as your place of employment becomes a problem. Drivers would have to resort to relying on others or paying for public transportation until the suspension is lifted. Not to mention a suspended license then makes insurance policy rates go up, once you decide to enroll.
Lawsuits
Drivers that are deemed responsible for an accident can be sued for damages if they don’t have coverage. The person who has been injured can file a suit against you to cover costs that could include car repairs, medical expense, and even pain and suffering costs. The bill can really add up leaving the guilty party responsible for thousands of dollars worth of debt.
Why You Should Purchase Car Insurance
Having auto insurance in Las Vegas NV can save motorists thousands of dollars. Though most drivers believe they will never have to file a claim, even a small fender bender could result in high costs that could all be prevented. Car insurance covers damages not only for the other party involved, but for the covered driver and their expenses. Paying a few dollars each month could potentially save you thousands.
Rolling the dice with not having car insurance coverage is a pretty risky gamble. Uninsured motorists run the risk of being in trouble with the law and paying higher costs for damages that might occur as a result of an accident. If you do not have coverage, consider finding affordable insurance by comparing quotes online.
