In California, you aren’t required by law to maintain vehicle insurance. However, the coverage will protect you against common liabilities and pay for repairs when your boat is damaged. However, the Need for Water craft Insurance identifies several reasons you should consider buying a policy.
Laws Applicable to Water Vessels
According to California laws, anyone under the age of sixteen cannot operate a motorized boat, which has more than 15 horsepower. Sail boats are the only exception to this rule. The laws further state that all drivers must have a vessel endorsement on their driver’s license. Any individual who is under sixteen that is caught operating motorized water vessels without adult supervision, they could incur a criminal infraction.
Protective Gear Laws
According to California laws, all passengers under the age of thirteen are required to wear life jackets at any time that a water vessel is in operation. The laws are enforced by the Coast Guard and apply primarily to any vessel that is twenty-six feet and lower. The law applies to kayak, canoes, and any boat that meet these specifications.
DUI Laws For Vessels
California laws state that it is not illegal for anyone to drink alcoholic beverages on a boat, as long as it is not operational. Anyone who operates a boat in California while intoxicated is subject to the same laws as a driver who is guilty of DUI. Anyone with a blood-alcohol content level of at least 0.08 percent is guilty of this charge and will receive a penalty based on their previous driving history.
If an accident occurs due to a DUI, the penalties may increase based on the circumstances of the incident. When a fatality is produced, it is possible that the boat operator could incur a charge of manslaughter.
The Need for Water craft Insurance is evident in California. The insurance covers bodily injuries that could occur during an accident. It covers liabilities based on anyone who injured while within the vessel. This includes accidents when the boat isn’t in operation as well as when it is mobile. If you need information about purchasing water craft insurance, contact your preferred insurance carrier.
