If you have been convicted of a DUI in Illinois, you will need to fill out certain forms that show that you carry high-risk auto insurance. Therefore, you will need to learn more about the steps so you can resume driving.
Obtaining the Certificate of Financial Responsibility
First, you need to contact an insurance provider that can provide you with an SR-22 in Mundelein, IL. This certificate of financial responsibility shows that you are maintaining high-risk auto coverage. This must be retained for three years after a license suspension to demonstrate to the state that you have liability insurance.
How Long Processing Takes
Once the certificate is processed by your insurance provider, he or she will send the certificate to the Secretary of State’s office. The usual processing time takes about 30 days. The Secretary of State will send a copy of the SR-22 and correspondence for your files. Any insurance company is mandated by law to notify the Secretary of State’s office if the certificate expires or is cancelled.
When You Should File for the Certificate
If you need to obtain a monitoring device permit or MDDP, you need to file for an SR-22 immediately. If you are applying for an RDP, or restricted driving permit, you need to file the certificate approximately 60 days before obtaining the RDP. You may also have to show proof of your certificate when your license is reinstated. Ask your insurer about proof before you apply for reinstatement of your driving privileges.
Where to Get Your Questions Answered Online
You can learn more about the process when you visit us website today. Each state has its own set of rules and regulations. Make sure your insurance provider can help you with this type of insurance coverage. The more you know about the processing steps and how it works, the easier it will be to understand how to apply the coverage to your current situation.
