Understanding Your Options To Stop Garnishments In St. Louis

by | Oct 17, 2013 | Law

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Steven K. Brown can present you with the opportunity to Stop Garnishments in St. Louis. This attorney provides legal counsel in the areas of worker’s compensation, bankruptcy, and civil litigation. Through the bankruptcy process, he can present you with options that will prevent your creditors from garnishing your wages. If your creditors have filed a claim to garnish your wages, and you need assistance you can contact Mr. Brown and schedule a consultation.

Bankruptcy and Garnishments

An attorney may advise you to file a bankruptcy claim to prevent or to stop garnishments of your wages. It is possible for you to include the debt in which the garnishment is associated into your claim. Once the claim is filed the creditor is notified of this legal action and in most cases, the garnishment is stopped.

Beginning this Process

To start a bankruptcy claim, you provide your attorney with vital information related to your debts. This includes the account number, the creditor’s name, and a projected balance for the debt. In most cases, you need to contact your creditor to ensure that you have an accurate balance to include in your claim. However, your preferred attorney may contact them on your behalf and may additionally negotiate a settlement for you.

It is possible for you to St. Louis Stop Garnishments by filing for bankruptcy. In this process, you can reorganize your debts into a payment option that allows you to pay one debt at a time. These claims prevent garnishment of your wages, which hinder your ability to support yourself and to pay additional debts. To begin the bankruptcy process you should contact the attorney of your choice to file a claim.

Discharged Debts

Your attorney can advise you of debts that are eligible for discharge. Typically, these are credit card debts. However, a judge may make exceptions and discharge other debts that are not government-based. If you have debts such as student loans that were disbursed from a government program, they are less likely to be eligible for discharge. You should consult your attorney regard to these forms of debt before proceeding. Visit Law Offices of Steven K. Brown for more information.